Beginners Guide for how to Invest Money in 2025 - Risks & Returns
Investing has become a popular concept in today's world. It's a smart way to understand how money works and how people can generate income by making their money work for them. In the past, many people were hesitant to invest due to high risk factors, but today, there are numerous platforms and low-risk options that make investing more accessible and safer than ever. How to Invest Money 1. Fixed Deposit (FD) If you're someone who cannot afford to take any risks with your money, or you simply want to keep your funds safe while earning a modest return, a Fixed Deposit is an ideal option. With an FD, you deposit a lump sum amount in a bank or financial institution for a fixed period. At the end of the term, you receive the principal along with interest—typically around 7%. The biggest advantage of an FD is that you know exactly how much you'll receive at maturity, making it a secure and predictable investment. 2. Recurring Deposit (RD) A Recurring Deposit is a great choice ...